Buying in Naples and Southwest Florida

Exclusive Buyer Resources

Looking to own your dream home? Explore stunning Naples Florida vacation homes with the expert guidance of Renee Hahn. From understanding the local market to securing your new property, Renee Hahn offers personalized support every step of the way. Discover Naples Florida vacation homes and turn your dream into reality today!

Buying real estate in Florida isn’t just a transaction, it’s an exciting investment in your lifestyle and future. Whether you’re relocating, purchasing a second home, or finally making the move to paradise, having an experienced and client-focused Naples real estate agent by your side is essential. Here’s how I help guide buyers like you every step of the way:

  • Educate you on the local market, Florida-specific buying nuances, and area insights you won’t find online
  • Help you prioritize your must-haves so your search is efficient, focused, and aligned with your lifestyle
  • Narrow in on communities that best match your criteria, whether you're seeking beach proximity, golf access, school zones, or resort-style amenities
  • Use strategic negotiation skills to help you secure the best possible deal on your dream home
  • Manage the details from contract to close, ensuring a smooth, stress-free experience so you can start enjoying your slice of paradise in Naples or Southwest Florida

Let’s make your Florida homeownership goals a reality - with expertise, care, and confidence.

Renee Hahn is consistently ranked among the top 0.5% to 1.5% of real estate professionals nationwide.

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Guides made for Naples buyers

Buyer Resource Books

Buyer exploratory guideIs Naples Your Paradise?Renee Hahn
Your Naples Expert

Is Naples Your Paradise?

A quick-start introduction to evaluating Naples: lifestyle, communities, costs and what to expect.

Read the guide

The home buyer's guideComing HomeRenee Hahn
Your Naples Expert

Coming Home: The Home Buyer’s Guide

In addition to the quick-start introduction guide to evaluating Naples, we also offer a comprehensive, in-depth buyer’s guide packed with valuable insights, expert tips, and local knowledge to support you every step of the way as you explore buying real estate in Naples, Florida. It's your go-to resource for making informed decisions and confidently securing your slice of paradise.

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Checklists and Buyer Guides

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Buyer tools

Run the numbers on a Southwest Florida home: the true monthly cost, homestead savings, the state income tax you leave behind, and how insurance-ready a home is.

What will this home really cost each month?

Mortgage is only part of the picture in Southwest Florida. This adds the property tax, homestead savings, insurance, HOA and CDD fees buyers often underestimate.

Freddie Mac national average, Oct 8, 2026.
Collier average. Your exact rate depends on city and taxing districts.
Moving from a Florida homestead? Up to $500,000 can transfer.
Roof age, wind mitigation and location move this most.
Lenders require it in AE and VE zones.
Golf and equity club communities run higher.
Common in newer communities; often on the tax bill.
Estimated monthly cost
$0

Comparing communities? Renee can pull actual tax bills, HOA and CDD fees for the homes on your list.

Estimates only. Taxes use the 2026 homestead exemption of $51,411: $25,000 applies to all taxes and $26,411 to non-school taxes only. Assessed value resets to market value after a purchase, and portability can lower it for owners leaving a Florida homestead. PMI is estimated at 0.5% of the loan per year when the down payment is under 20%. Insurance figures are typical ranges, not quotes. Amendment 3 on the November 3, 2026 ballot would change homestead amounts starting in 2027 if approved.

How much will homestead save me?

See your property tax with and without Florida's homestead exemption, what portability can carry over from your current Florida home, and what Amendment 3 would change if voters approve it.

"Just value" on your tax notice.
Also on your tax notice.
Estimated yearly savings with homestead
$0

Buying or selling in the same year? Timing affects which exemption you keep. Renee can walk you through it.

2026 homestead is $51,411: $25,000 off all taxes and $26,411 off non-school taxes. Portability moves up to $500,000 of Save Our Homes savings; when downsizing it is reduced in proportion to the new home's value. You must own and live in the home on January 1 and apply by March 1. Amendment 3 figures show the first year (2027): $150,000 off non-school taxes for Floridians resident by December 31, 2026, rising to $250,000 in 2028, and $50,000 for new residents during their first four years. Tax rates are county averages. Estimates only.

What will I save on state income tax?

Florida has no state income tax. Pick the state you are leaving to see what you pay there today, and how it compares with typical Naples ownership costs.

Estimated state income tax you leave behind
$0

Weighing the move? Renee can show you real tax, insurance and HOA costs for the communities on your list.

Estimates only, using 2026 state brackets, standard deductions and personal exemptions (Tax Foundation, as of January 1, 2026). Local income taxes are excluded except New York City. Phaseouts and credits are not modeled. Illinois and Pennsylvania do not tax most retirement income, and other states exempt part of it, so retirees may save less. This is not tax advice.

Hurricane and insurance readiness

Check off what you have done. Items marked "Can lower premium" are the ones Florida insurers typically give credits for.

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    Helpful links

    Buying soon? Renee can tell you which homes on your list already have the features insurers reward.

    General information, not insurance advice. Credits, roof age limits and inspection requirements vary by insurer.

    See all Naples real estate calculators

    Client reviews

    Why Buyers Choose Renee Hahn

    ★★★★★

    To put it simply Renee Hahn is the best realtor one could ever find. She is intelligent, sympathetic, knowledgeable about market conditions, thorough, completely competent in the business of real estate, anticipatory, a skilled negotiator, savvy in assessing people and situations, proactive, and a pleasure to work with. She is a great marketer, a thoroughly buttoned up project manager, a creative problem solver, who never gets flustered by the many curve balls a real estate transaction inevitably throws at you. My wife was a great realtor, and I have known many of them in multiple markets. None compares to Renee. You will be extremely lucky to have her as your agent.

    Steve CalabreseSeller and buyer client
    ★★★★★

    We recently purchased a house in beautiful South West Florida. Luckily enough, Renee was our Realtor. I can't say enough about her. She not only made everything easy for us during what was a stressful time (we were selling our house on the Florida east coast at the same time), she was absolutely on top of every detail, letting us know ahead of time what the next steps were and following up where necessary. If I have to do this again, I would not hesitate to use her services, nor would I hesitate in recommending her

    Alex HoffmanBuyer client
    ★★★★★

    Having 7 different addresses in the last 10 years, our family has had many experiences with Realtors. Renee is easily on the top of our list of favorite Realtors. Renee's energy and optimism created a fun and engaging search process. Her industry knowledge, intelligence, negotiations skills and attention to detail helped us feel comfortable through the buying process. But, most importantly, her focus on client service and "going the extra mile" for her clients is amazing and a rare find. Renee genuinely wants to find the best option for her clients and it shows in everything she does. I'd highly recommend Renee.

    David & Lauren KuhlBuyer client
    ★★★★★

    With a scale of one to five we give you a ten in all areas. You are a pleasure to work with, knowledgeable, professional, understanding all while being kind hearted.

    Thank you for all you have done for us, purchasing two homes and selling one of them in only 3 days. You are a blessing. You are the only realtor everyone should use and we will be telling them.

    Dave McCannSeller and buyer client
    ★★★★★

    Renee provided a tailored and personal experience to identify and ultimately purchase the right home for our family in Naples, FL. She didn't balk to our request to see 43 homes in numerous neighborhoods over a 4 day period as we worked to understand the market and find the best home and lifestyle fit for our family. Renee is engaging, informative and really effectively managed all aspects of our purchasing experience!

    Debbie & Juan GuerraBuyer client
    ★★★★★

    Renee Hahn is THE most spectacular, amazing, incredible, responsive, caring, skilled, intelligent, hard working, informed, dedicated, well connected, punctual, on point realtor you will ever have the pleasure working with! My husband and I were desperately searching for a home in Naples in early 2021. We were living in Massachusetts at the time and had to rely solely on Renee’s expertise and understanding of what type of home we were searching for. The market was insane and houses were getting snatched up left and right as soon as they hit the market. Even though Renee had a heavy client load, multiple closings, inspections and showings happening, she made certain she was available for us at the drop of a hat. From calling us back immediately to FaceTime showings of houses as soon as they were listed and even coordinating with family that we have in the area to walk through houses that we wanted a second opinion on- she made it happen!! Because of her dedication and unwavering determination to help us, we were able to find our perfect home. I have never heard of or worked with a realtor that takes such great care in communication and education of her clients in every step of the process. We received listings daily, emails explaining every stage of our home buying process as they happened, timelines and due dates of upcoming events, contacts of every person involved in our purchase from the seller to escrow and even an extensive list of her personally approved and vetted service providers of which we have had great experiences with all that we have used! Even after our home closed we received emails of homestead application deadlines and reminders to change our locks! We couldn’t be happier and we will not hesitate to refer Renée to anyone and everyone that needs a premier realtor 🙂 Thank you Renée!!

    Erik & Lisa SwordsBuyer client
    ★★★★★

    Renee is a fabulous Realtor from the very beginning of the house hunting process through closing and beyond. Before I even met Renee, she emailed me an invitation to an event so that I could meet people in my first week in the area. She did an excellent job of providing an overview of the area and its many different communities as well as providing valuable information on the many things to do in the area. She listened to the items that we were looking for in a home and then meticulously combed through the listings and potential listings to find houses that met those criteria. Once we found our home, Renee continued to provide us with valuable information throughout the offer and closing process. We never had to guess what our next action item should be as Renee would send us a time line reminder. She made the process run smoothly and efficiently. Renee truly welcomed us to the area. I would highly recommend her to anyone in need of a Realtor!

    Allison & Niels KohlBuyer client
    ★★★★★

    Renee is The Best Realtor! It was Renee's negotiating skills that literally closed the deal on the sale of our home. She was so easy to work with and she handled all the details of our closings so the process was smooth and simple for my husband and I. Renee is an exceptional realtor and just an all around nice person. The details of selling or buying a home can be overwhelming and Renee made it such a seamless process. She is an excellent negotiator and doesn't give up until "the deal is done". My husband and I feel truly blessed that we found Renee to be our realtor to sell our home and we encourage others to hire Renee if you are buying or selling a home and looking for an exceptional realtor.. We are now working with her to purchase a new home.

    Gyl & David KasewurmSeller and buyer client
    ★★★★★

    We always felt we were the only client, yet we know that was definitely not a fact. We would highly recommend Renee Hahn to anyone searching for a home to purchase or sell.

    Nancy NeedhamBuyer client

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    Client reviews

    What clients say about working with Renee

    ★★★★★
    Renee. What can I say? Thank you for all your hard work and know how. You continue to set the bar so high the competition is left in the dust. We cannot applaud you enough. You have not heard the last of us. Continued success. Marge and Lou
    Lou & Marge MascolaSeller client
    ★★★★★
    With a scale of one to five we give you a ten in all areas. You are a pleasure to work with, knowledgeable, professional, understanding all while being kind hearted. Thank you for all you have done for us, purchasing two homes and selling one of them in only 3 days. You are a blessing. You are the only realtor everyone should use and we will be telling them.
    Dave McCannSeller and buyer client
    ★★★★★
    Renee's the best. We have been blessed to have her help us twice. She helps you navigate the dynamic process and great insight. Thank you for sharing your experience and knowledge.
    Anita McCreavySeller and buyer client

    Read all 166 client reviews

    Your Naples Expert

    Thinking about a move in Naples?

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