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your real estate news

1 min read
Difference between sales contracts (AS-IS vs. Standard)
Even the most experienced buyers and sellers should be cognizant of the difference between sales contracts when purchasing in new...

5 min read
Should you get a home warranty or not?
In some parts of the US, home warranties are very common as a part of a home purchase. In fact, in some of those areas they are offered...

3 min read
Understanding earnest deposits
Composing an offer for a home you are interested in purchasing has many components to be considered. Understanding the purpose of an...

3 min read
How much do late payments affect credit scores?
Maintaining a good credit score can feel like a game at times. The algorithms credit reporting agencies like Equifax use for assessing...

2 min read
Downsizing in an up market
Downsizing and selling a home and buying a lower priced home that meets your current needs can be to your advantage in an "Up" market...

4 min read
Determine fair market value for a home
In its simplest sense, fair market value (FMV) is the price that an home would sell for on the open market. Fair market value represents...

4 min read
What to know about gifting a downpayment
If you’re lucky enough to get down-payment help under the tree this year (or generous enough to give it), be sure you know the rules...

4 min read
Choosing between an ARM and fixed rate mortgage
When you are ready to purchase a home, absorbing and understanding all the options for lending can make your head spin... you have to...

4 min read
What (and how much) are buyer's closing costs
Having a rolodex of service providers you can count on is important as a real estate professional. Not only can they help ensure that...

1 min read
Ways to take home title in Florida
When I am working with buyers, there are a number of decisions we will step through between deciding to look for a new home and closing...

5 min read
Settlement statements & closing costs
One thing I hear often causes a little anxiety for buyers and sellers is that you don't see your final settlement statements until a few...

3 min read
First time home buyer options
There is something rewarding about owning your home, but this is also a big investment, especially for first time home buyers. There are...

3 min read
Difference between a real estate broker and agent
Every now and again, I will hear someone refer to me as a Real Estate Broker... but I am not. I am a real estate agent and a Realtor. It...

3 min read
Should you pay for mortgage points?
Understanding all the various mortgage options and structures can sometimes feel like you need to get a new degree to comprehend it all....

4 min read
How lenders view debt to income
When it comes to purchasing a home, it can be challenging to understand how mortgage companies will view our financial situations in...

7 min read
With a property in LLC, who signs contracts?
Most of the time it is pretty straight forward who needs to sign listing agreements and sales contracts for real estate transactions....

3 min read
Understanding mortgage insurance
Mortgage Insurance is a topic most people have heard of but many don't understand. What is mortgage insurance? Who pays for mortgage...

2 min read
What is title insurance?
How many different insurances are there with home purchases... home insurance, title insurance, mortgage insurance? In my last article, I...

1 min read
Walk through checklist
You searched high and low to find the ideal home for you. You've been through all the steps to get to the closing table and are inches...


4 min read
Understanding closing costs
Real estate transactions can be complex with lots of moving parts and considerations. There are a lot of factors, due dates, and...
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